The CVS OTC catalog Aetna 2024 offers Aetna Medicare members a convenient way to access over-the-counter health products. This benefit helps members stay healthy without extra out-of-pocket costs.
From vitamins to first aid supplies, the catalog makes wellness accessible. This article explores the catalog’s features, benefits, and how to use it effectively.
What Is the CVS OTC Catalog?
The CVS OTC catalog Aetna 2024 is a booklet listing approved over-the-counter (OTC) products.
It’s designed for Aetna Medicare Advantage plan members. Members receive a quarterly allowance to spend on eligible items.
The catalog includes health essentials like pain relievers, cold remedies, and vitamins. It’s available in print and online through CVS’s OTC Health Solutions portal. This benefit supports members’ everyday health needs.
How the OTC Benefit Works
Aetna Medicare plans with OTC benefits provide a set allowance, typically quarterly. Members can use this to buy approved products from the CVS OTC catalog Aetna 2024. The allowance doesn’t roll over to the next period.
Members shop in-store, online, or by phone. They need their Aetna member ID card or account details to redeem benefits. Unused funds expire at the end of each benefit period.
Accessing the CVS OTC Catalog
To access the CVS OTC catalog Aetna 2024, members can visit CVS.com/Aetna. The online portal lists all eligible products and participating stores. Members can also request a printed catalog by mail.
The catalog is available at standalone CVS Pharmacy and Navarro Discount Pharmacy locations. In 2024, Aetna expanded in-store access to 48 states. Members can check eligibility through their Evidence of Coverage (EOC).
Eligible Products in the Catalog
The CVS OTC catalog Aetna 2024 includes a wide range of health and wellness items. Common products include cough drops, allergy medicine, and bandages. Some plans cover specialized items like diabetic supplies.
Not all products are covered by every plan. Members should refer to the catalog or EOC for specifics. Blue labels in CVS stores mark eligible items for easy identification.
Popular OTC Product Categories
- Pain Relief: Ibuprofen, acetaminophen, and muscle rubs.
- Cold and Allergy: Cough syrups, antihistamines, and nasal sprays.
- Vitamins and Supplements: Multivitamins and calcium supplements.
- First Aid: Bandages, antiseptic wipes, and thermometers.
These categories meet common health needs. The catalog ensures members have access to trusted CVS Health brand products.
Shopping Options for OTC Benefits
Members can shop for OTC products in multiple ways. In-store shopping is available at standalone CVS locations. Members present their Aetna ID card at checkout to use their allowance.
Online shopping is offered through the CVS OTC Health Solutions portal or app. Phone orders are available by calling 1-844-428-8147 (TTY: 711). All methods provide free shipping with no minimum purchase.
Benefits of the OTC Program
The CVS OTC catalog Aetna 2024 helps members save money on health essentials. It reduces out-of-pocket costs for everyday items. This is especially helpful for seniors on fixed incomes.
The program promotes preventive care by making products accessible. Members can stock up on supplies without visiting a doctor. It’s a practical way to manage minor health issues.
OTC Allowance Details
Allowance amounts vary by plan, often ranging from $25 to $100 per quarter. The CVS OTC catalog Aetna 2024 specifies covered items for each plan. Members can check their balance online or by calling customer service.
If purchases exceed the allowance, members pay the difference. Some plans offer OTC kits mailed directly to members’ homes. These kits include curated health products.
OTC Allowance by Plan Type
| Plan Type | Quarterly Allowance | In-Store Access | Home Delivery |
|---|---|---|---|
| Medicare Advantage | $25–$100 | Yes (48 states) | Yes |
| Dual Eligible SNP (D-SNP) | Varies by state | Yes | Yes |
| MA-Only Plans | Varies | Yes | Yes |
| Medicaid | Limited coverage | Select states | Varies |
This table shows typical OTC benefit structures. Always check your EOC for exact details.
How to Use Your OTC Benefit
To use the OTC benefit, members must activate their online account at CVS.com/Aetna.
Registration requires an Aetna member ID and email address. The portal shows available funds and eligible products.
In stores, members give their name and date of birth at checkout. The CVS OTC Health Solutions app lets users scan items to confirm eligibility. Phone orders require the member ID and catalog codes.
Integration with CVS Health
Since the 2018 CVS-Aetna merger, the OTC program has grown stronger. CVS Health’s retail network supports seamless benefit redemption. Members can shop at over 9,000 CVS locations nationwide.
The CVS OTC Health Solutions platform ensures a user-friendly experience. It combines Aetna’s insurance expertise with CVS’s retail infrastructure. This partnership enhances access to health products.
Challenges and Limitations
Not all CVS locations participate in the OTC program. Stores inside other retailers, like Target, are excluded. Members should verify participating locations online.
Some members report confusion about eligible items. The CVS OTC catalog Aetna 2024 clarifies coverage, but scanning items in-store helps avoid errors. Rural members may face access issues due to fewer standalone stores.
Aetna’s Commitment to Accessibility
Aetna strives to make the OTC benefit inclusive. The online portal and app are designed for ease of use.
Customer service offers support in multiple languages via 1-844-428-8147 (TTY: 711).
For members with limited internet access, phone orders and mailed catalogs are available. Aetna also provides Healthy Home Visits to assess members’ needs. These efforts aim to reduce barriers.
Member Experiences
Members appreciate the convenience of the CVS OTC catalog Aetna 2024. Many enjoy free shipping and the ability to shop from home. Seniors find the program valuable for managing chronic conditions.
Some users face challenges with ineligible items or store restrictions. Aetna encourages feedback to improve the program. Overall, satisfaction remains high, with 85% of members rating it positively.
Future of the OTC Benefit
Aetna plans to expand the OTC program in 2025. More plans will include the Extra Benefits Card, combining OTC and other allowances. Technology upgrades will improve the online shopping experience.
The focus is on supporting whole-person health. Aetna aims to add more wellness products to the catalog. This aligns with CVS Health’s mission to make care affordable.
Enhancing Preventive Care
The OTC benefit encourages proactive health management. Members can buy products to prevent minor issues from worsening. For example, allergy medicine helps avoid complications.
Aetna’s Healthy Home Visits complement the OTC program. Clinicians assess home environments and recommend products from the catalog. This holistic approach supports long-term wellness.
Summary
The CVS OTC catalog Aetna 2024 is a vital benefit for Medicare Advantage members. It offers a wide range of health products at no extra cost. Members can shop conveniently online, by phone, or in-store.
Despite some limitations, the program promotes preventive care and accessibility. Aetna’s partnership with CVS Health ensures a seamless experience. The OTC benefit empowers members to prioritize their health.
FAQ
What is the CVS OTC catalog Aetna 2024?
It’s a booklet listing approved over-the-counter products for Aetna Medicare members. Members use a quarterly allowance to buy items like vitamins and pain relievers. The catalog is available online or in print.
How do I shop using my OTC benefit?
Shop in-store at CVS, online at CVS.com/Aetna, or by calling 1-844-428-8147. Use your Aetna ID card or account details. Free shipping is included for online and phone orders.
What products are covered in the catalog?
The catalog includes pain relievers, cold remedies, vitamins, and first aid supplies. Coverage varies by plan, so check your EOC. Blue labels mark eligible items in stores.
Why can’t I use my benefit at all CVS locations?
Only standalone CVS and Navarro Discount Pharmacy stores participate. Stores inside retailers like Target are excluded. Check participating locations on CVS.com/Aetna.
What happens if I don’t use my full allowance?
Unused funds typically expire at the end of each benefit period. Most plans don’t allow rollovers. Check your EOC for specific details on your plan.
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