The CVS OTC Catalog 2025 lists health and wellness products covered by select Medicaid and Medicare Advantage plans.
It includes essentials like pain relievers, vitamins, and first aid supplies at no out-of-pocket cost.
This guide explains the catalog in simple terms, covering eligible items, shopping options, and tips to maximize your benefit. It helps you navigate the 2025 offerings with ease.
What Is the CVS OTC Catalog 2025?
The CVS OTC Catalog 2025 is a detailed list of over-the-counter (OTC) products available through certain insurance plans.
These include Medicaid plans like Aetna Medicaid and Medicare Advantage plans. The catalog covers health items you can buy without a prescription. It’s designed to support your wellness at no extra cost.
Each plan provides a monthly or quarterly allowance, typically $25-$65. You can shop at CVS stores, online, or by phone. Check your plan’s Evidence of Coverage for specifics. The catalog is managed by CVS and OTC Health Solutions.
Who Can Use the CVS OTC Catalog 2025?
Eligibility depends on your insurance plan. Most Medicare Advantage plans and many Medicaid plans, like STAR or CHIP, include an OTC benefit. Members of Aetna, Sunshine Health, or SCAN plans often qualify. Some plans limit benefits to groups like seniors or children.
Call your plan’s Member Services to confirm eligibility. You’ll need your member ID to access the CVS OTC Catalog 2025. Caregivers can shop for members with proper ID. Coverage varies by state and plan.
How the CVS OTC Catalog 2025 Works
The catalog lists approved OTC items you can buy with your benefit allowance. You receive a card, member ID, or QR code for purchases.
The allowance covers items up to a set limit, like $30 monthly. Unused funds usually expire at the end of the benefit period.
Shop in-store at participating CVS locations, online via CVS OTC Health Solutions, or by phone. Free shipping applies to online and phone orders. The CVS OTC Catalog 2025 ensures easy access to health essentials.
Eligible Products in the Catalog
The CVS OTC Catalog 2025 includes a wide range of products. Common categories are:
- Pain relievers (e.g., ibuprofen, acetaminophen)
- Cold and allergy medicines
- First aid supplies (e.g., bandages, antiseptic wipes)
- Oral care products (e.g., toothpaste, floss)
- Vitamins and supplements
Some plans cover items like soap or baby wipes. Check the catalog for your plan’s specific list. Consult your doctor before buying supplements. Only approved items qualify for coverage.
Shopping In-Store
Visit a participating CVS store to shop. Look for blue “OTC Eligible” tags on shelves to identify covered items. Bring your OTC card, member ID, or QR code to the register. Provide your name and date of birth if needed.
The cashier applies your benefit to eligible items. Pay out of pocket for any amount exceeding your allowance. Keep receipts for tracking. Not all CVS stores, like those in Target, participate.
Shopping Online or by Phone
Online shopping is convenient through the CVS OTC Health Solutions website. Create an account with your member ID, date of birth, and email.
Browse the CVS OTC Catalog 2025, add items to your cart, and check out. Orders ship free within 5-7 days.
For phone orders, call 1-888-628-2770 (TTY: 711), Monday to Friday, 9 AM to 8 PM. Use the 24/7 automated system or speak to an agent. Have your member ID ready to order.
Using the OTC Health Solutions App
The OTC Health Solutions app simplifies shopping. Download it from the App Store or Google Play. Sign in with your member ID to view the CVS OTC Catalog 2025 and check your balance. Scan barcodes in-store to confirm eligibility.
The app tracks orders and locates participating stores. Occasional glitches, like slow loading, may occur, but updates improve functionality. It’s a great tool for managing your benefit. Use it for quick, easy access.
Allowance and Cost Details
Allowance amounts vary by plan. Here’s a breakdown of common plans for 2025:
| Plan Type | Allowance | Frequency |
|---|---|---|
| STAR/CHIP | $25 per member | Quarterly |
| STAR+PLUS/STAR Kids | $30-$40 per member | Quarterly |
| Aetna Medicare Advantage | $25-$65 per household | Monthly |
| Sunshine Health | $50 per member | Monthly |
Unused funds typically expire monthly or quarterly. Check your plan’s rules. Pay for non-covered items or amounts over your allowance out of pocket.
Tips for Using the Catalog
Maximize your benefit by planning purchases. Review the CVS OTC Catalog 2025 to prioritize essentials like cold medicine or bandages. Set reminders to use your allowance before it expires. Stock up on frequently used items.
Shop early to avoid stock shortages. Combine in-store and online shopping for flexibility. Consult your doctor before buying supplements. Track your balance to stay within your allowance.
Common Challenges
Not all CVS stores participate, such as those in Target or Schnucks. Use the store locator or call 1-888-628-2770 (TTY: 711) to find a participating location. High-demand items may be out of stock. Order online or by phone if needed.
Online accounts need a unique email per member. Contact Member Services if you share an email. Delivery may take up to 14 days during busy periods. Call if orders are delayed.
Supporting Your Health
The CVS OTC Catalog 2025 promotes wellness by covering health essentials. Stocking up on first aid supplies or vitamins helps manage minor issues. These products reduce financial stress for daily needs. Use the benefit to stay proactive about health.
Combine the benefit with healthy habits. Eat a balanced diet, exercise regularly, and get check-ups. These steps enhance the catalog’s value. Your doctor can recommend items to support your goals.
Addressing Misconceptions
Some think the CVS OTC Catalog 2025 covers all CVS products. Only approved items qualify, so check the catalog. Others believe unused funds roll over, but most plans reset each period. Verify your plan’s rules.
The benefit isn’t for prescriptions or non-health items like cosmetics. Social media may exaggerate coverage. Rely on your plan’s catalog or Member Services for accurate details.
Emotional and Practical Tips
Using the CVS OTC Catalog 2025 feels empowering. It saves money on essentials, reducing financial worry. Keep a list of needed items for efficient shopping. Share the process with a caregiver if you need help.
Stay patient with stock issues or app glitches. Contact Member Services for support. Celebrate getting free supplies. A positive approach makes the benefit more rewarding.
Ethical and Access Issues
OTC benefits aim to improve health access, but disparities exist. Rural areas may have fewer participating CVS stores.
Shortages of popular items can limit availability. This affects users relying on the benefit for essentials.
Avoid unverified sources claiming to offer OTC products. Stick to CVS and its OTC Health Solutions platform. Discuss access issues with your plan provider. They can help find solutions.
Long-Term Planning
The OTC benefit renews monthly or quarterly in 2025. Plan purchases to use the full allowance each period. Track spending to avoid wasting funds. Regular use ensures a steady supply of health products.
Talk to your doctor about long-term needs. They can suggest items from the CVS OTC Catalog 2025 to support your health. Stay updated on plan changes, as benefits may vary yearly. Consistent use maximizes value.
Summary
The CVS OTC Catalog 2025 lists health products like pain relievers and vitamins covered by Medicaid and Medicare Advantage plans.
Shop in-store, online, or by phone, and use your allowance before it expires. Combine the benefit with healthy habits and track your balance for best results. Work with CVS and your plan provider to access this valuable resource in 2025.
FAQ
What is the CVS OTC Catalog 2025?
It’s a list of health products covered by select Medicaid and Medicare Advantage plans. Items include vitamins, cold medicine, and bandages. Check your plan’s catalog for details.
How do I shop using the CVS OTC Catalog 2025?
Shop in-store with your OTC card, online at CVS OTC Health Solutions, or by calling 1-888-628-2770. Look for blue “OTC Eligible” tags in stores. Confirm participating locations.
What products are in the CVS OTC Catalog 2025?
It covers pain relievers, cold remedies, first aid supplies, and vitamins. Some plans include soap or sunscreen. Review your plan’s catalog for the full list.
Do unused funds roll over in 2025?
Most plans don’t allow rollovers; funds expire monthly or quarterly. Check your Evidence of Coverage for specifics. Spend your allowance before it resets.
What if I can’t find items in the catalog?
Check stock online or call 1-888-628-2770 if items are unavailable in-store. Order by phone or online for delivery. Contact Member Services for access issues.