How to Get Zepbound for $25: A Step-by-Step Guide
Zepbound is a popular weight loss medication. Learning how to get Zepbound for $25 can save you hundreds of dollars. This article explains the steps to access Zepbound affordably using savings programs and insurance. We’ll break it down in simple terms to help you start your weight loss journey.
What Is Zepbound?
Zepbound is an injectable drug called tirzepatide. It’s FDA-approved for adults with obesity or those overweight with related health issues. The medication helps control appetite by targeting hormones. It’s used with a healthy diet and exercise.
Made by Eli Lilly, Zepbound is similar to Mounjaro but focuses on weight loss. Without insurance or discounts, it costs over $1,000 monthly. This makes savings options like the Zepbound Savings Card essential.
Why Zepbound Costs So Much
Zepbound is a specialty medication. These drugs are expensive due to research, development, and manufacturing costs. Retail prices range from $1,000 to $1,400 for a month’s supply. Insurance can lower this, but copays vary widely.
Some patients pay $50 to $200 with insurance. Others face the full price if their plan doesn’t cover Zepbound. Savings programs help bridge this gap, making the drug more affordable.
The Zepbound Savings Card Explained
Eli Lilly offers a Zepbound Savings Card to reduce costs. With this card, eligible patients can get Zepbound for $25 for a 1-month or 3-month supply. The card is available for those with commercial insurance, even if their plan doesn’t cover Zepbound. It’s a game-changer for many.
The savings card has limits. For example, it caps the discount at a certain amount per prescription. You can find details on Lilly’s official website.
Eligibility for the Zepbound Savings Card
Not everyone qualifies for the savings card. Lilly sets specific rules to ensure it’s used correctly. Here are the main requirements:
- You must have commercial insurance (not Medicare or Medicaid).
- You must be prescribed Zepbound for an FDA-approved use, like weight loss.
- You must be a U.S. resident.
If your insurance covers Zepbound, the card lowers your copay. If it doesn’t, the card can still reduce the cost to $25, depending on your pharmacy.
How to Get Zepbound for $25 with Insurance
The easiest way to get Zepbound for $25 is by combining insurance with the savings card. First, check if your insurance covers Zepbound. Log into your insurance portal or call member services. Look for Zepbound in the plan’s formulary, or drug list.
If covered, ask your doctor to prescribe Zepbound. They’ll need to complete prior authorization if your plan requires it. Once approved, use the savings card at a participating pharmacy to lower your copay to $25.
Steps to Apply for the Zepbound Savings Card
Getting the savings card is simple. Visit the Zepbound website or Lilly’s patient support page. You’ll need to provide basic information, like your name and insurance details. After signing up, you’ll receive a digital or physical card.
Take the card to your pharmacy when filling your prescription. Some pharmacies, like CVS or Walgreens, process it automatically. Confirm with your pharmacist that the discount applies.
What If Your Insurance Doesn’t Cover Zepbound?
Some insurance plans exclude weight loss drugs like Zepbound. If this happens, you can still use the savings card. With commercial insurance, the card may reduce the cost to $25 for a 1-month supply. This depends on the pharmacy and your prescription.
Without insurance, the savings card might not bring the price down to $25. You may need to explore other options, like patient assistance programs.
Prior Authorization and How It Affects Costs
Many insurance plans require prior authorization for Zepbound. This means your doctor must prove the drug is medically necessary. They’ll submit details like your BMI and health conditions. This process can take a few days.
If approved, your copay could be as low as $25 with the savings card. If denied, you can appeal or use the savings card to lower the cost without insurance coverage.
Patient Assistance Programs as an Alternative
If you don’t qualify for the savings card, Lilly offers patient assistance programs. These are for patients with low income or no insurance. You’ll need to apply through Lilly’s website and provide financial information. If approved, you may get Zepbound for free or at a reduced cost.
These programs have strict eligibility rules. Check with your doctor or Lilly’s support line for help applying. It’s a good backup if the savings card isn’t an option.
Comparing Zepbound to Other Weight Loss Drugs
Zepbound isn’t the only weight loss drug available. Drugs like Wegovy and Saxenda are also popular. Each has different costs and savings options. Here’s a quick comparison:
Drug | Active Ingredient | Retail Cost (Monthly) | Savings Program Available? |
---|---|---|---|
Zepbound | Tirzepatide | $1,000–$1,400 | Yes (Savings Card) |
Wegovy | Semaglutide | $1,200–$1,500 | Yes (Manufacturer Discount) |
Saxenda | Liraglutide | $1,000–$1,300 | Yes (Savings Card) |
Your doctor can help choose the best drug. Savings programs for each vary, so check eligibility.
Tips for Using the Zepbound Savings Card
To maximize savings, follow these tips. Always present the card when filling your prescription. Confirm with your pharmacist that the discount is applied before paying. Some pharmacies process it faster than others.
Refill your prescription on time to avoid gaps. The savings card may have limits on how many times you can use it. Check Lilly’s website for updates on terms.
Working with Your Doctor
Your doctor is key to getting Zepbound for $25. They’ll prescribe the drug and handle prior authorization if needed. Make sure they document your BMI and any weight-related conditions, like diabetes. This supports your insurance or savings card application.
Ask your doctor about alternative drugs if Zepbound is too expensive. They can also help you apply for patient assistance programs. Clear communication is crucial.
Finding the Right Pharmacy
Not all pharmacies process the savings card the same way. Large chains like CVS, Walgreens, and Rite Aid usually accept it. Call ahead to confirm they’ll honor the $25 price. Some smaller pharmacies may not participate.
Compare prices at different pharmacies. Even with the savings card, costs can vary slightly. Use Lilly’s website to find participating pharmacies near you.
Real-Life Success Stories
Patients share their experiences online. On Reddit, one user said they got Zepbound for $25 using the savings card with Aetna insurance. Another used it without coverage and paid $25 at Walgreens. These stories show the card works for many.
Some faced issues, like pharmacies not applying the discount correctly. Calling Lilly’s support line often resolved these problems. Reading others’ experiences can guide you.
Other Ways to Save on Zepbound
Beyond the savings card, look for discounts. Some pharmacies offer their own savings programs. Online platforms like GoodRx may lower the price, though not always to $25. Compare all options before filling your prescription.
Lilly occasionally updates its savings programs. Check their website regularly for new offers. Your doctor or pharmacist can also alert you to deals.
Avoiding Common Pitfalls
Mistakes can raise your costs. For example, not completing prior authorization can lead to a coverage denial. Always follow up with your insurance or doctor if the process stalls. Delays can prevent you from using the savings card.
Double-check that your pharmacy accepts the card. If they don’t, you might pay more than $25. Ask questions upfront to avoid surprises.
Staying Informed About Zepbound
Drug prices and savings programs change. Lilly may update the savings card’s terms in 2025. Insurance plans also adjust their formularies yearly. Check your plan during open enrollment to see if Zepbound coverage improves.
Follow health news or join online forums. Patients often share tips about new discounts. Staying proactive keeps Zepbound affordable.
Summary
Learning how to get Zepbound for $25 is possible with the right steps. The Zepbound Savings Card is the key, lowering costs to $25 for eligible patients with commercial insurance.
Check your insurance, work with your doctor, and use a participating pharmacy. If you don’t qualify, explore patient assistance programs or other drugs to stay on track with your weight loss goals.
FAQ
How do I qualify for the Zepbound Savings Card?
You need commercial insurance and a prescription for Zepbound’s approved use, like weight loss. Medicare or Medicaid patients don’t qualify. Apply through Lilly’s website.
Can I get Zepbound for $25 without insurance?
Without insurance, the savings card may not reduce costs to $25. You might pay more, depending on the pharmacy. Consider patient assistance programs instead.
Which pharmacies accept the Zepbound Savings Card?
Most major pharmacies, like CVS and Walgreens, accept the card. Call ahead to confirm they’ll apply the $25 price. Lilly’s website lists participating pharmacies.
What if my insurance requires prior authorization?
Your doctor must submit medical details to your insurance. If approved, use the savings card to get Zepbound for $25. If denied, appeal or explore other options.
Are there other ways to save on Zepbound?
Yes, patient assistance programs help low-income patients. GoodRx or pharmacy discounts may also lower costs. Check Lilly’s website for new offers.